Same-day approvals on funding from $10K to $2M+. No hard credit pulls. Apply in minutes and get funded in as little as 24 hours.
Whether you need a lump sum, flexible access to credit, or revenue-based repayment — we have the right product for your business.
See what you could qualify for based on your monthly revenue and credit. Results in seconds, no credit check needed.
Slide to estimate your qualification amount
Results shown are for illustration purposes only. Applications are subject to approval.
Apply Now — No Hard Credit PullAccess same-day funding with no hard credit pulls. Our streamlined process gets you capital without the wait.
A few quick questions and you're on your way. The whole application takes under five minutes.
Our team reviews your application and comes back with a tailored offer — often the same day you apply.
Accept your terms, sign digitally, and funds hit your account as soon as the next business day.
Applying will not impact your credit score
"I applied on a Monday morning and had funds in my account by Tuesday afternoon. No runaround, no hidden fees — just exactly what they promised. Momentum Capital is the real deal."
"We needed capital fast to cover a large supply order before the holiday rush. Momentum came through in under 24 hours. Our busiest season ever — couldn't have done it without them."
"After two banks turned me down, I found Momentum Capital. My advisor actually listened, understood my business, and got me approved for more than I expected. Game changer."
"I've renewed three times now and every experience gets smoother. The team knows my business, the terms are always clear, and funding is fast. I won't go anywhere else."
"Momentum helped us hire two new stylists and renovate our second suite. The repayment was flexible and never felt like a burden. Exactly the kind of partner a small business needs."
"The online application was simple, my advisor called within the hour, and I had an offer the same day. I've recommended Momentum to every business owner I know. Truly five stars."
Meet these basic requirements and you're ready to apply. No hard credit pulls, no hidden criteria, no surprises.
Applying will not impact your credit score
Most Momentum Capital applicants receive same-day approval, with funds wired as quickly as 24 hours after signing. Our streamlined process is built for speed without sacrificing clarity.
No. We perform a soft pull only during the application process, which does not impact your credit score. A hard inquiry is never made without your explicit consent.
You'll need at least $15,000 in monthly revenue, 4+ months in business, a 500+ FICO score, and 4 recent bank statements. That's it — no lengthy paperwork or business plans required.
Momentum Capital offers funding from $10,000 to $2,000,000 depending on your revenue, credit profile, and the product you select. Use our revenue calculator above to get an instant estimate.
We offer Term Loans, Lines of Credit, Revenue-Based Financing (MCA), HELOCs, and SBA Loans. Our advisors will help you choose the right product for your situation and goals.
Never. Applying with Momentum Capital is completely free. We only earn when you receive funding, so our interests are fully aligned with yours.